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Where and how do you find inspiration for Christmas present ideas when you’re still sporting your holiday tan and sorting out your photo album?

Each year, we are forced to start our Christmas shopping earlier by a variety of factors;

• Supermarket shelves start filling up with Christmas lights, chocolates and stocking fillers as soon as the children go back to school, even before Halloween items have made an appearance.
• Your hairdresser asks you to make your Christmas appointment during your visit in early September.
• Your local butcher has replaced his BBQ order book for his turkey order book.
• Great Aunt Nora is asking what your children want for Christmas – they’ve only just come back off their summer holidays! Christmas seems a long way off for them!
• Adverts appear on TV showing happy families playing with the latest gadgets surrounded by lots of snow!
• Hotels and restaurants banners are everywhere advertising Christmas parties and Christmas day meals – and there’s limited places!

And it’s only September!!!

So what’s the easiest and most reliable way to source top Christmas gifts for 2010?

The quickest way without a doubt is the internet, but you need to be careful who you are buying from. On the run up to Christmas, a number of rogue websites make an appearance, their only aim to grab your money and run without delivering anything to your door!

However, with a careful bit of checking, you can make all your x-mas present purchases in one place and avoid the crush of Christmas shoppers!

Top tips on where to buy great Christmas gifts:

If you need inspiration for that perfect Christmas present, search on Google for “top Christmas gifts” or similar terms.

Click through to a few websites on the first couple of pages to get a feel for what is on offer. If the product you click on takes you through to a reputable website such as Amazon, you know you’re probably in safe hands.

Look for websites that offer x-mas present ideas for all the family and make as many purchases as you can from the same website, saving on postage costs.

Sometimes less is more – the more on offer, the more difficult the choice. Whilst you want plenty of choice, you don’t want to spend longer going through each page on a website than you would if you went to the local shopping centre.

If your child wants that popular Christmas toy that’s on every child’s Christmas wish list, enter the specific toy in Google e.g. “Jet Pack Buzz Lightyear.”

This will narrow down your search considerably and then it’s more a question of who has got the item in stock. Don’t hang around – grab that toy while you can!

If you need inspiration for top kids toys this Christmas, visit the Toy Retailers Association The Toy Retailers Association produces its Dream Toys list each October (27th for 2010). This is the toy retail industry’s authoritative body who reveal their top Christmas toy predictions for this year based on 50 years on consumer knowledge and tracking the latest trends. Retailers then go into a frenzy as they try to stock up to meet expected demand.

Christmas shopping should be fun, whichever month you do it in!

The best tip is to jump on the band wagon and get your Christmas shopping done early and then sit back and watch all the Christmas adverts, content in the knowledge you’re done and dusted for another year!

Happy Shopping!

Most of the Americans are afraid of public speaking. They are usually stressful when they are required to speak in front of people. However, they can’t avoid themselves from doing presentations. They need to present their ideas and selling points effectively in order to achieve great success. They also need to communicate with both internal and external clients. In order to present in an excellent way, here are 8 useful tips you should follow:

• When you are on stage, the most important thing is you need to behave naturally. This is to show that you have full confidence. If you are not sure, you are recommended to study yourself in a mirror before the presentation to see what impression you make.

• You must keep in mind that your body language reflects what you are saying. You need to ensure that you keep your hands out of your pockets during the presentations.

• Besides, facial expressions are important too. You should learn to relax your facial muscles and smile always. However, you need to keep in mind that you should smile only when you feel natural to do so. A “forced” smile always looks false and unconvincing.

• Being a professional presenter, you should not wear anything that may distract the audiences. You should also ensure that your hair doesn’t fall across your face when you talk. At the same time, it will be good for you to wear comfortable shoes when presenting.

• If you are using audio-visual aids for your presentations, you are reminded to rehearse your presentations using the tools so that you can present your speeches in a smooth manner.

• In order to enhance your presentations, you are reminded to be creative. You should find different ways for expressing the same idea. At the same time, you should use the most natural tone.

• You are recommended to vary the pace of your speech. Practice speaking and you can decide which pace is the most effective.

• You must involve your audiences in the presentation as much as possible so that they can always stay focused. You should involve your audiences by asking questions at a regular interval so that the audiences know that you are aware of their feelings.

Every great presentation contains something special that makes it excellent. If you could apply the above mentioned unique tips in your presentations, you will be able to make yourself a great presenter.

There are a lot of people who were in debt because of the current economic situation. This is unfortunate but it is not the end of the world, you can help yourself out of debt with good sound economic advice, a bit of education, and of course learning how to negotiate your debts. Here are some frequently asked questions about debt negotiation.

1. What is the first thing I should do if I need debt negotiation?

The first thing that you should do is to start taking account of what you are spending. If you need debt negotiation then you are obviously spending too much money, more money going out than there is money coming in. So you need to sit down and write a list of all the money that you owe to your creditors. Then you need to make a list of the essential purchases that you need to make every month. Add to this list the essential bills that you need to pay every month. Take your expenses from your income and you have a fairly accurate figure for the monthly amount which you can use to pay off your debts.

2. Are there different methods of debt negotiation?

There are debt negotiation companies who will be able to help you negotiate with your creditors. This can sometimes involve setting up a trust fund, where enough money is saved until the company can begin reasonable negotiations on your behalf. You can also attempt the negotiation yourself. This will involve you calling up each of your creditors and letting them know that you are having financial problems. It is in their interests to help you.

3. Is there anything I should be doing after debt negotiation?

After your debts have been negotiated, you need to seriously start thinking about why you were in debt in the first place. This means that you should embark on a course of debt education. This will involve improving your budgeting skills, and help you to realize that you can lead a very happy and fulfilling life without spending lots of money.