« Older Entries

Professional Debt Negotiators – How to Legally Avoid Paying Unsecured Debts in Full

Debt settlement is surely the most effective options to wipe out the burden of debt in the year 2010. If you are an individual suffering from bad credit reports due to the economic recession of the year 2009, you are also in need of such services. The debt relief companies are always there to help you out with their professional debt settlement services. They are expert at negotiation with the financiers and can make you pay only an insignificant amount of money after they have convinced the creditors. If a person hires a professional debt negotiator, he will surely handle this job with their expertise and make you get a deal which you are expecting for yourself.

Now, you might have certain queries, why you should choose a negotiator for your personal job? You should be clear about one thing regarding this question. The creditors and the finance companies are experts in these debt issues and will never be convinced by a novice looking for a debt relief. They won’t ever reduce the debt to certain percentage what you’re looking for. But, a professional debt negotiator knows how to deal with them as he’s also an expert in this field.

In this assignment the professional debt negotiator is acting as a third party counselor arbitrating between you and the financiers. The negotiators will perform all the necessary tasks after you get them in action after hiring. That’s why choosing a debt repair professional is always the best thing among all the available options for an in debt individual.

These professional negotiators are available for your jobs, only you have an unsecured debt of $10k or more. They will be able to reduce the debt up to 50% without much effort. Sometimes, the best deals in town are often heard to be reduced 70% by the best professionals.

Even after the job is accomplished, the consumers can avail the advice from the negotiators. As they are finance professionals, they can provide you some tips to prevent such occurrence again. They will also help in any of the financial issues concerning your credit problems. That’s why, choosing a professional debt negotiator is a wise choice for the person reeling with non-payable debts.

One thing that needs your attention paid- that’s the choosing of the negotiator. Don’t rush for the lucrative offers only. Assure that you have the best professional with dependable services. Otherwise you might be in greater troubles.

Tags:

How Your Clutter Stops You From Living In The Present

Despite the fact that your clutter is obviously around you in the here and now, one of the reasons why having a good declutter session makes you feel great is because most clutter is anchored in the past. So as you exist with all these remnants of your past in your immediate surroundings, you are unconsciously holding yourself in that past. Which means that you’re stopping yourself from moving forward in a lighter persent and towards a freer future.

Most people’s clutter is a mixture of their ancient history, their middle past and their recently lived present. It can be most interesting to take a look at your own clutter and see if there’s a period of your life which you’re holding onto particularly strongly. There may not be – you may find that your clutter is a mishmash of past life stages and more recent procrastinations.

The reason why clutter accumulates in the way that it does is because most of it doesn’t actually start out as clutter at all. Think about your own clutter and you’ll probably realize that most of it started out as something useful, valuable, attractive, creative, supportive, positive…

As time passes, though, what happens is that those valuable and attractive items simply get out of date. Over the months and years they reach a point where they’re no longer useful or valuable to you. But instead of recognizing that fact, you hang onto them out of habit. Or just in case. Or for sentimental reasons.

Sentimentality around clutter most often occurs after the death of someone close. You inherit all sorts of items which, under happier circumstances, you would easily identify as clutter and dispose of. But there’s an emotional attachment to these particular items and to the past memories that they hold.

A coaching client of mine, living in a small house, inherited a large amount of family memorabilia when her father died. She kept it for a while, but didn’t really have either space or use for most it and felt guilty whenever she considered the possibility of not keeping it all. The moment of truth came when she realized that her dad would never have wished for her to be leading a heavy hearted existence full of clutter and obligation to old memories. She chose a couple of items that she wanted to keep, then contacted an auction house about the rest. She knew her dad would be proud that she was being decisive and getting on with her life.

It may be a painful truth, but in these circumstances, you are the one moving forward with your life and you need to choose what will serve you best as you do that. You most certainly do not have to discard all your happy memories in the decluttering process, but do make sure that you ditch the guilt!

Decluttering is never a one-off. However careful you are not to let obvious clutter into your life, there are always going to be some things that evolve into clutter over time. So if you want to be clutter free in the long term and you want to live your life in the here and now instead of letting your clutter drag you back into the past, there’s a really important skill you need to learn…

By developing an awareness that allows you to recognize when something that was once useful and valuable has evolved into clutter, you will be well on the path to clutter free success. The second step involves learning to thank that clutter warmly for its previous usefulness, and then to dispose of it with gratitude in your heart. In this way clutter is not the enemy, holding you back, it is simply a reminder that you are involved in the ongoing process of staying present in the present.

Tags:

How To Obtain/Use Influence To Win More Negotiations

Do you consider the role influence has in your negotiations? Do you know how to use influence in your negotiations once you have obtained it? If you wish to improve your negotiation skills and outcomes, you’ll find the following insight about obtaining and using influence in your negotiations to be very insightful.

Influence Relating to Negotiations:

In a negotiation, the negotiator that casts the most influence will usually come out ahead in the negotiation. That’s due to the fact that influence allows a person to persuade another individual to follow and/or adopt his perspective and point of view. That leads the person possessing less influence to move in the direction of the influencer. The one variable in this scenario is the degree that the person with the lesser amount of influence is willing to be led by the influencer. Thus, when seeking to influence someone, consider to what degree they’re open to following your request, based on the insight and reasoning you give them to do so. If the lesser of the two is not willing to be led, your efforts to cast your influence will be unsuccessful.

Acquiring and Using Influence:

So now that you have a better perspective of the role influence has and plays in a negotiation, how can you acquire it? There are multiple ways to do so. I’ll discuss two of those ways.

One, cast the clout you’re perceived as having. This is done based on those that you’re around (e.g. if you’re in the company of high-profile people, one will assume you’re a high-profile person). If that’s important to the other negotiator and he wishes to obtain such status, you’ll have the trappings of influence needed to inspire him to follow your directions.

Two, you can gain influence by controlling the way the other negotiator thinks; this is not brainwashing. The way to do this is to force the other negotiator to question his current state of beliefs and have him confront them as to their validity. Then suggest how he can improve his plight by adopting a new belief, one that you lead him to. Once he relinquishes his current beliefs and adopts yours, you will have gained influence with him.

Enhancing Your Influence:

To enhance your usage of influence in a negotiation, enhance your ability to accurately interpret the opposing negotiator’s body language. To be specific, observe his verbal and nonverbal reactions to your attempts to influence him (i.e. him leaning towards or away from you indicating acceptance or non-acceptance of a thought or offer/counter offer, position of his hands up or down when he responds to such offers, etc.). By observing such nonverbal signals, you’ll gain insight into the degree your attempts to influence him is taking hold.

As you can see, influence can be obtained and used for the purpose you establish for the negotiation. By having and using influence, you’ll have an intrinsic advantage from which to make your offerings, which will enhance your efforts of coming out ahead in the negotiation… and everything will be right with the world.

Remember, you’re always negotiating!

Tags: